You are a First Time Buyer, Business Owner or both! Either a Sole Trader or Limited Company. At Mortgage Chain, we work exclusively with first time buyers and business owners to help you become Mortgage ready.

You are looking to understand how much you can borrow, the associated costs, and to see if you qualify for a mortgage.

We understand how complex this can be, and will break everything down for you in simple to understand steps, following the Mortgage Chain workflow, which helps you from the moment you make contact to the moment you are ready to apply for a mortgage. Why not book a strategy call now and see if you are Mortgage Ready now – Book Strategy Call

Once your application is underway, we will assist you from the first moment, until the best part, where you are handed your keys to your new home!

First Time Buyers

We will calculate how much you can borrow and provide a budget you are comfortable with, so you are confident of the budget a property price range you can consider.

Business Owners

When you become a business owner, the dynamics into obtaining a mortgage changes drastically. From one years accounts, retained profits, dividends, we have you covered.

Mortgage Protection

We will provide you with mortgage protection quotes to ensure your most important assets and your family are protection, 24/7 should you suffer an accident or serious illness.

House Insurance

We work with 5-star defaqto rates home insurance providers to ensure your buildings and contents are protected.

Residential & Buy to let Mortgages

You maybe looking to remortgage, raise capital, purchase an investment property or move home. More of a simple process. We will search the market for the very best deals.

Specialist Mortgages

You have moved abroad (ExPat), own a large block of flats (Freehold Units), are seeking a professional mortgage or are a high net individual looking for a large mortgage.


15 years combined experience across all mortgage niches since qualifying in 2003.

take a closer look at Alex's First Time Buyer skill set

First Time Buyer Products
95% + Mortgages
New Build Mortgages
Shared Ownership Mortgages
Help to Buy Mortgages
No Deposit Mortgages


Mortgages Completed


Cups Of Costa Coffee


Happy Clients


Lender panel


Really excellent service. Our circumstances where not straight forward, so it was invaluable to have the expertise of these guys to point us in the right direction,
We will highly recommend you for what you did to help us
Thank you. Facebook review link

– Billie, Owner of Rush, Chelmsford –

Alex at mortgage chain was amazing and went above and beyond to assist us. He made sure we were able to complete on our specified date and sorted through any complications quickly and efficiently. Would definitely recommend him and his company. Google review link

– Ellie, First Time Buyer –

STOP! You’ve found the company you need…

If you want a company that values customer service, communication and reliability, then look no further. I cannot fault how Alex from Mortgage Chain handled my case. He was reassuring when I needed it, attentive, helpful and always available! The process I went through was not an easy one, but at no point did I ever think that Mortgage Chain Ltd were not pulling their weight or were slacking off. The expertise they have and the advice they gave was invaluable and I now have an amazing new forever home because of them! It is without hesitation that I recommend them wholeheartedly! Trustpilot Review link

– Stefania, Let to buy Mortgage –