ABOUT MORTGAGE CHAIN
At Mortgage Chain, we don’t just arrange mortgages — we engineer outcomes.
ABOUT MORTGAGE CHAIN
At Mortgage Chain, we don’t just arrange mortgages — we engineer outcomes.
BEHOND THE RATE
Mortgage Chain isn’t built to follow the market — it’s built to read it.
We prepare our clients long before they ever see a headline or rate change.
We don’t chase — we position.
We don’t react — we prepare.
Every strategy, every product, every lender choice — it’s all part of a customised process designed to engineer a succesful mortgage outcome.
Our ethos is simple:
Understand the process, engineer the outcome. At Mortgage Chain, we don’t just arrange mortgages — we engineer outcomes.
Our process starts long before the paperwork — before the rates, before the lenders, before the noise. Because the smartest mortgage moves happen through preparation, not reaction.
We help two kinds of people:
🏠 First-time buyers — who want to get it right the first time, with expert guidance that removes uncertainty.
💼 Elite earners — who expect strategy, precision, and performance, not generic advice.
Every client we work with becomes part of The Mortgage Chain — a connected sequence of informed decisions, each one designed to strengthen the next. From your credit profile to your lender match, from rate strategy to repayment planning — every link is built to secure your long-term success.
At Mortgage Chain, the chain isn’t a hurdle to overcome — it’s the structure that holds your success together.
We don’t just move you through the process; we design it — linking preparation, precision, and performance into a single, seamless system that works entirely in your favour.
We don’t react to the market — we prepare for it.
Because real results aren’t found in chasing rates, but in understanding the chain that drives them.
Mortgage Chain. Beyond the Rate. Engineering Outcomes.
95% LTV
MORTGAGES
5% Deposit Required.
RE-SALE HOME
MORTGAGES
Mortgages for Non New Build Homes
NEW BUILD
MORTGAGES
Brand-new houses and flats
SHARED
OWNERSHIP MORTGAGES
Own a share of a property
ADVERSE
CREDIT
MORTGAGES
Mortgages for people with bad credit
MORTGAGES FOR NON-UK
NATIONALS
Mortgages for non-UK nationals
NON STANDARD
CONSTRUCTION
For properties that are not traditional
SOLICITOR INSTRUCTION
Instruct your conveyancer with us
SURVEY
REPORTS
Homebuyer reports and full structural surveys
MORTGAGE
PROTECTION
Life cover protection for your mortgage
HOUSE
INSURANCE
Buildings and contents insurance
Any credit scores considered...
We have links with over 100 mortgage lenders, including high street lenders for good and minor adverse credit, and
specialist lenders if you have recent defaults or County Court judgements.
BEHOND THE RATE
Mortgage Chain isn’t built to follow the market — it’s built to read it.
We prepare our clients long before they ever see a headline or rate change.
We don’t chase — we position.
We don’t react — we prepare.
Every strategy, every product, every lender choice — it’s all part of a customised process designed to engineer a succesful mortgage outcome.
Our ethos is simple:
Understand the process, engineer the outcome. At Mortgage Chain, we don’t just arrange mortgages — we engineer outcomes.
Our process starts long before the paperwork — before the rates, before the lenders, before the noise. Because the smartest mortgage moves happen through preparation, not reaction.
We help two kinds of people:
🏠 First-time buyers — who want to get it right the first time, with expert guidance that removes uncertainty.
💼 Elite earners — who expect strategy, precision, and performance, not generic advice.
Every client we work with becomes part of The Mortgage Chain — a connected sequence of informed decisions, each one designed to strengthen the next. From your credit profile to your lender match, from rate strategy to repayment planning — every link is built to secure your long-term success.
At Mortgage Chain, the chain isn’t a hurdle to overcome — it’s the structure that holds your success together.
We don’t just move you through the process; we design it — linking preparation, precision, and performance into a single, seamless system that works entirely in your favour.
We don’t react to the market — we prepare for it.
Because real results aren’t found in chasing rates, but in understanding the chain that drives them.
Mortgage Chain. Beyond the Rate. Engineering Outcomes.
95% LTV
MORTGAGES
5% Deposit Required.
RE-SALE HOME
MORTGAGES
Mortgages for Non New Build Homes
NEW BUILD MORTGAGES
Brand-new houses and flats
SHARED OWNERSHIP MORTGAGES
Own a share of a property
ADVERSE CREDIT
MORTGAGES
Mortgages for people with bad credit
MORTGAGES
FOR NON-UK
NATIONALS
Mortgages for non-UK nationals
NON STANDARD
CONSTRUCTION
For properties that are not traditional
SOLICITOR INSTRUCTION
Instruct your conveyancer with us
SURVEY REPORTS
Homebuyer reports and full structural surveys
MORTGAGE
PROTECTION
Life cover protection for your mortgage
HOUSE INSURANCE
Buildings and contents insurance
Any credit scores considered...
We have links with over 100 mortgage lenders, including high street lenders for good and minor adverse credit, and
specialist lenders if you have recent defaults or County Court judgements.
MEET THE FOUNDER
ALEX KERR
15 years combined experience across all first
time buyer and elite earner mortgage niches since qualifying
in 2003.
ALL First Time Buyer & Elite Mortgage Products
helping first-time buyers & elite earners throughout the whole process from the moment you think about mortgage to the moment you receive your keys
97% success rate of mortgage cases we take on
My personal logo
This is my personal logo. "A" for Alex! You may see this featured in some of my videos, in some of my backgrounds and
in some of the parts of different webpages and quoting portals. My YouTube channel is called "alexkerrmortgage" and
this is where the "A" comes from. This is more from a personal branding perspective.
Mortgage Chain Ltd is my company, of which I am the director of, that is a range of services specialised purely for first
time buyers. I have always loved helping first-time buyers, as there are not many specialist services out there, and first
time buyers are always the happiest and most grateful when they receive their keys!
MEET THE FOUNDER
ALEX KERR
15 years combined experience across all first
time buyer mortgage niches since qualifying
in 2003.
ALL First Time Buyer Mortgage Products
helping first-time buyers throughout the whole process from the moment you think about mortgage to the moment you receive your keys
97% success rate of mortgage cases we take on
My personal logo
This is my personal logo. "A" for Alex! You may see this featured in some of my videos, in some of my backgrounds and
in some of the parts of different webpages and quoting portals. My YouTube channel is called "alexkerrmortgage" and
this is where the "A" comes from. This is more from a personal branding perspective.
Mortgage Chain Ltd is my company, of which I am the director of, that is a range of services specialised purely for first
time buyers. I have always loved helping first-time buyers, as there are not many specialist services out there, and first
time buyers are always the happiest and most grateful when they receive their keys!
WHAT DO OUR CLIENTS SAY?
WHAT DO OUR CLIENTS SAY?
FREQUENTLY ASKED QUESTIONS
Who is Mortgage Chain for?
Mortgage Chain Ltd is a company dedicated to providing specialist services to first-time buyers who are looking for support throughout the mortgage process.
What mortgage lenders do you work with?
We work with over 100 mortgage lenders and have thousands of different products we can access for first-time buyers with access to every single mortgage product a first-time buyer could need
Do you have to have an excellent credit score to get a mortgage?
You do not need to have an excellent credit score to use our service. We have years of experience helping first-time buyers with all credit profiles considered.
FREQUENTLY ASKED QUESTIONS
Who is Mortgage Chain for?
Mortgage Chain Ltd is a company dedicated to providing specialist services to first-time buyers who are looking for support throughout the mortgage process.
What mortgage lenders do you work with?
We work with over 100 mortgage lenders and have thousands of different products we can access for first-time buyers with access to every single mortgage product a first-time buyer could need
Do you have to have an excellent credit score to get a mortgage?
You do not need to have an excellent credit score to use our service. We have years of experience helping first-time buyers with all credit profiles considered.
Mortgage Chain is a trading style of Mortgage
Ready Limited, which is authorised and regulated
by the Financial Conduct Authority. Registration number: 911773.
AS A MORTGAGE IS SECURED AGAINST YOUR HOME, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS
Mortgage Chain is a trading style of Mortgage
Ready Limited, which is authorised and regulated
by the Financial Conduct Authority. Registration number: 911773.
AS A MORTGAGE IS SECURED AGAINST YOUR HOME, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS
