Commercial Purchase

Commercial Mortgages

Mortgage Chain are a Commercial Mortgage Broker and have relationships with commercial mortgage lenders to enable us to bring our clients market leading rates and products.

Our network of Commercial Lenders include; Banks, Building Societies, Broker only lenders and privately funded lenders. Mortgage Chain will secure leading terms for your commercial transaction.

Commercial mortgages are loans on anything other than your main residence.


  • Up to 65% Loan to Value
  • Tracker Rates and Fixed Rates Possible
  • The Lending Terms Are Primarily Based Upon The Rental Income That The Property Will Achieve.


A Commercial Buy to Let Mortgage Lender will requite a tenant to already occupy the property, or at latest prior to completion.

The borrowers experience, net asset position and the quality of the tenant with determine the lenders ability to lend.

High street Commercial Buy to Let mortgage lenders will usually like to see a strong tenant on a lease of 10 years or more. If the lease is shorter, a strong case we need to be builded in order for the high-street bank to lend.

Where a high street commercial buy to let mortgage lender will not lend or where lending is required on an interest only basis we may look to a specialist lender within this niche.

Commercial Buy to Let Mortgage Portfolio Finance

Mortgage Chain Ltd secure commercial buy to let mortgages  secured across a commercial property portfolio.

Lending on a commercial investment property may be in the name of an individual, a Ltd company or a Pension.

Property Types.

  • Commercial units with a residential flat above
  • Industrial units, factories and warehouses
  • Offices
  • Retail
  • Licensed Houses in Multiple Occupation (HMO’s)
  • Multi-Units on One Freehold
  • Portfolio of Commercial Property

What ever your Commercial Buy to Let needs, call our Finance Team now.

Chelmsford, Essex:

> 01245 408 569

Liverpool Street, London:

> 020 3701 9787