Residential Mortgage Services

Residential Mortgages

  • First Time Buyers
  • Home movers
  • Re-mortgaging
  • Right to buy
  • New Build Purchase
  • Self Employed
  • Contractors
  • No deposit

Product Transfers

When your current mortgage is near to renewal, it is always worth checking what your current mortgage lender can offer. This is known as a product transfer.

  • No underwriting required
  • No valuation required
  • No legal work
  • Deal starts on next payment date
  • Perfect if you have just started a new business without your first years trading
  • Can obtain a better deal than remortgaging with another lender

Buy to Let Mortgages

A Buy to let mortgage can be obtained with a minimum of 15% deposit.

  • Buy to let Mortgages
  • Consumer Buy to let
  • Limited Company Buy to let
  • Portfolio Buy to let
  • Let to buy
  • House of Multiple Occupants (HMO)

Secured Loans

  • Raise funds when tied into current mortgage
  • Adverse credit
  • Upto 100% of your property value
  • Redeem at any time penalty free
  • Home improvements
  • Debt consolidation
  • Business purposes
  • Clear tax bills

Book a 10 minute chat (no cost) with Alex

Strategy Call

Book a 10 minute strategy call with Alex Kerr, a qualified Mortgage Broker, to determine if you are in a position to obtain a mortgage. On the basis you are, we will complete a fact find, request some documents and a credit file, and provide you with your mortgage options. Once the mortgage quote is acceptable to you, we can proceed to a mortgage agreement in principle (AIP).

Apply for a Mortgage

Apply

If you are looking to apply for a mortgage quote, agreement in principle, or mortgage application, simply fill in our fact find and upload the requested documents at the end of the form. We will require ID, proof of address, proof of income, bank statements, a credit file from checkmyfile. Once received we will provide you with your options within 24 hours. If accepted the next step would be to obtain an agreement in principle (AIP).